Re: facilitating donations
Chris Danis wrote:
the stuff on http://www.paypalwarning.com/ before making such a decision.
Most of these people did shady things, or stupid things, however.
When was the last time you waited for a $10k check to not go through
before rendering services.
Or used a crappy password and didn't change it after something weird
happened ($450 left the account)
Otherwise, most of these problems are related to seller/buyer problems
where a seller defrauded a buyer, and this buyer thought they could be
smart by 'stopping payment' on their credit card, which isn't true in
these transactions. Fraud is a problem in any method, and paypal
doesn't have the tools to just take back money out of bank accounts,
generally you need to get a judge involved for that.
I've set all my settings on paypal to deny from users that paypal
doesn't have 'verified' information from and no 'confirmed' shipping
The people who are complaining about this are people who didn't read the
fine text, nor did they know the risks involved in such a service. I
bet paypal does as much as possible when they are alerted of fraud, but
they *dont* have the capibilites to just go do things to peoples bank
accounts. They *do* however, have the responsibility of verifying users
identites so that you and the other user can take it out in court, where
disputes are handled. Paypal is in the right for not trying to agument
the system of law.
Paypal is a bit like sending a money order, they can't just refund you
the money, because they don't control it.
But, most of these are fraud. The only reason sometimes paypal augments
the system is because when they have proof they can do it under their
AUP with a user.
People need to learn how to use escrow for big money transactions.
Scott Dier <firstname.lastname@example.org>