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"Apple Care Protection Plan": Is it worth its money?

Hi all,

Sorry if you feel the following is Off-Topic for this list:

I'm considering to buy "Apple Care Protection Plan" for a Titanium IV,
which extends global repair coverage up to 3 years.

But I'm in doubt: According to Apple, and if I understand correctly,
accidents with the machine are not covered by this "Protection Plan" ...

So I simply don't know whether it makes sense to buy this "Plan" at all.

Did someone out there buy this "Apple Care Protection Plan", and what
experiences did you have with Apple once something broke on the machine:
Did it help to have the " Protection Plan", or is it more or less a
waste of money to buy it?

Thanks in anticipation.

Best Regards,

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