On May 2, 2006, at 11:36 AM, Roberto C. Sanchez wrote:
Rich Johnson wrote:On May 2, 2006, at 7:22 AM, Matthias Julius wrote:"Roberto C. Sanchez" <roberto@familiasanchez.net> writes: [...snip...]If people are concerned about their ability to pay for education individually, they can form co-ops. Basically, you are subsidizingother people's kids going to school. Even if it doesn't bother you, itbothers me.While co-ops might help somewhat I don't think they are the solution. What does it help when a bunch of poor guys form a co-op? They stillwould not have funds to send their kids to a private school. Maybe they could hire a teacher. What do you think where the quality of that education goes?Do either of you two have any real-world experience with co-ops?Yes. I have health insurance and insurance on my automobile and my home. Those are all essentially co-ops.
Really? Most insurance providers are for-profit ventures --for investor's profit, that is.
FWIW, I belong to a small insurance co-op. ~$300/yr per $100K insured wood-frame building. That's ~ 20% cheaper than what I could find for a brick building in a region without co-operative insurance companies. AND I get a refund of ~10% in years when losses are low.
What's the biggest patronage refund you've received from your insurance provider?
I'd love to find a good co-operative insurance company for auto and health insurance as well, but it's just not available.