Problems with mounting vfat in Debian

[NiL SpaaR <InuX@bommel.be>]

Hi all,

A Linux-newbie speaking here and am a bit frustrated by the fact i 
cannot get a vfat mounted properly.

I've added this line to my /etc/fstab "/dev/hdb1       /home/nil/redmond 
vfat  defaults,user   0       0"
I can mount it with the user but can only access it with root
I mount (as nil) with : "mount /dev/hdb1"
The ownership of the folder redmond bfor mounting is nil, but when the 
partition is mounted the ownership has changed 2 root. I cannot change 
the ownership of the folder with : chown nil redmond cause i get "chown: 
changing ownership of `redmond': Operation not permitted" as a reply

Can anyone plze help this newbie on the right track?