Jeff, For what it's worth, I found your message helpful and informative. > That is all, sorry for intruding. Feel free to intrude again :) Cheers Midn _________________________________________________________________________________ Cut out the middle man with Dial Direct Insurance, click here for a free e-Quote! http://www.directquote.co.za/emailquote.asp?vdn=5800&tel=0860%2010%2022%2046