Compliment of the day, I am Mrs. Zeng Q. Zhen, a staff of Lloyds TSB Group Plc. here in Hong Kong attached with Private Banking Services; I have a secured business proposal for you. Should you be interested please reach me on my private email address:(mrs.zeng_q_zhen@hotmail.com) And after that I shall provide you with more details of my proposal. Your earliest response to this letter will be appreciated. Yours Sincerely, Zeng Zhen