I will be out of the office from 07/10/2004 until 07/11/2004. Greetings! Thank you for your message. The hours of service of our Internet Interaction Unit is Mondays through Fridays 8:30 AM to 5:00 PM Greater Manila Time. We will be glad to respond to your e-mail on the next business day. Have a nice day! Ms. Gay Martinez Equitable PCI Bank Customer Interaction Center