ssi not working

["Bill" <bill@willco.org>]

Hi all,
        Below are parts of .conf files.
is there something I've missed or another file to edit??

Thanks in advance
Bill


***********************************
access.conf
***********************************
# /usr/lib/cgi-bin should be changed to whatever your ScriptAliased
# CGI directory exists, if you have that configured.

<Directory /usr/lib/cgi-bin>
AllowOverride None
Options ExecCGI FollowSymLinks
</Directory>

<Directory /var/www/mail>
AllowOverride Options
Options All
AllowOverride All
</Directory>

<Directory /home/bill/cgi-bin>
AllowOverride Options
Options All
AllowOverride All
</Directory>

***********************************
httpd.conf
***********************************
# The Debian package of Apache loads every feature as shared modules.
# Please keep this LoadModule: line here, it is needed for installation.
# LoadModule vhost_alias_module /usr/lib/apache/1.3/mod_vhost_alias.so
# LoadModule env_module /usr/lib/apache/1.3/mod_env.so
LoadModule config_log_module /usr/lib/apache/1.3/mod_log_config.so
# LoadModule mime_magic_module /usr/lib/apache/1.3/mod_mime_magic.so
LoadModule mime_module /usr/lib/apache/1.3/mod_mime.so
LoadModule negotiation_module /usr/lib/apache/1.3/mod_negotiation.so
# LoadModule status_module /usr/lib/apache/1.3/mod_status.so
# LoadModule info_module /usr/lib/apache/1.3/mod_info.so
# LoadModule includes_module /usr/lib/apache/1.3/mod_include.so
LoadModule autoindex_module /usr/lib/apache/1.3/mod_autoindex.so
LoadModule dir_module /usr/lib/apache/1.3/mod_dir.so
LoadModule cgi_module /usr/lib/apache/1.3/mod_cgi.so
# LoadModule asis_module /usr/lib/apache/1.3/mod_asis.so
# LoadModule imap_module /usr/lib/apache/1.3/mod_imap.so
# LoadModule action_module /usr/lib/apache/1.3/mod_actions.so
# LoadModule speling_module /usr/lib/apache/1.3/mod_speling.so


           *********************************
                    The Mind is like a parachute;
               it works much better when it's open.
           *********************************