looks like this:
# Site-wide defaults for some commonly used options.  For
      a comprehensive
      # list of available options, their meanings and defaults, please
      see the
      # ssh_config(5) man page.
      
      #Include /etc/ssh/ssh_config.d/*.conf
      
      Host *
      #   ForwardAgent no
      #   ForwardX11 no
      #   ForwardX11Trusted yes
      #   PasswordAuthentication yes
      #   HostbasedAuthentication no
      #   GSSAPIAuthentication no
      #   GSSAPIDelegateCredentials no
      #   GSSAPIKeyExchange no
      #   GSSAPITrustDNS no
      #   BatchMode no
      #   CheckHostIP yes
      #   AddressFamily any
      #   ConnectTimeout 0
      #   StrictHostKeyChecking ask
      #   IdentityFile ~/.ssh/id_rsa
      #   IdentityFile ~/.ssh/id_dsa
      #   IdentityFile ~/.ssh/id_ecdsa
      #   IdentityFile ~/.ssh/id_ed25519
      #   Port 22
      #   Ciphers aes128-ctr,aes192-ctr,aes256-ctr,aes128-cbc,3des-cbc
      #   MACs hmac-md5,hmac-sha1,umac-64@openssh.com
      #   EscapeChar ~
      #   Tunnel no
      #   TunnelDevice any:any
      #   PermitLocalCommand no
      #   VisualHostKey no
      #   ProxyCommand ssh -q -W %h:%p gateway.example.com
      #   RekeyLimit 1G 1h
      #   UserKnownHostsFile ~/.ssh/known_hosts.d/%k
          SendEnv LANG LC_*
          HashKnownHosts yes
          GSSAPIAuthentication yes
And without changing this default ssh looks into the non-existing directory ~/.ssh/known_hosts.d/%k!
There is another bug in the default settings:
Without adding "hmac-sha2-256" this way "MACs hmac-md5,hmac-sha1,hmac-sha2-256,umac-64@openssh.com" ssh does not connect to any of my own sshd servers on Debian 10, Ubuntu 18.04 and 20.04 and Oracle Linux 8. This change I have to make for this openssh-client on Debian 11 only.
This bug needs to be reopened.
FMF