Important information regarding your loan: ID FFT5820 Hello, Your refinance application has been accepted. We are ready to give you a loan. After further review, our lenders have esstablished your locked rate as low as 3.45% Please finalize everything by visiting our Secure Web-Form http://yartoday.com/?c=linker Upon receiving your submission you will be contacted shortly via phone/email. Regards, "Stoppage I. Purgatory"