Dear Homeowner You have been pre-approved for a $400,000 Home Loan at a 3.25% Fixed Rate. This offer is being extended to you unconditionally and your credit is in no way a factor. To take Advantage of this Limited Time opportunity All we ask is that you visit our Website and complete The 1 minute post Approval Form http://www.xxdksq.net/index2.php?refid=yada Sincerely, Melody Mcdowell