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Below is important information at Fri, 06 Aug 2004 09:00:49 -0600



A p proval  Letter

Carl Bates
Trusted Bank Group

Ref: 43407

Sir:

this letter is to confirm that you have been a.pproved to ref i nance for a
conventional mor t gage at 3.75% pending completion of your application.

We have verified that you fit our mor t gage guidelines to qualify for our low
ra t e program.

Please use the secure link to complete your application so we can
schedule a closing date.

Regards,
Carl Bates
Trusted Bank Group














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