Aloha, Your Application has been Pre-Approved on Monday, August 23rd 2004. Your MTG process is pre-approved for rates starting at 3.25% Fixed. Please use our secure site to fill-out your application. We look foward to hearing from you. http://bs.fradzegw.com/atrme Cordially yours, Tracey Cash Contact-Preference: http://xazk.fradzegw.com